Loan Application

Chattanooga Federal Employees Credit Union


Please complete this form on screen, print it out, sign where indicated and
mail, fax (423-499-5185) or bring it to the credit union.

If you have questions, please call us for help at (423) 892-3738 .


Married applicants may apply for a separate account. If you are applying for Individual Credit, you must complete the Applicant section about yourself and the Co-Applicant section about your spouse if:

  1. Your spouse will use the account, or
  2. You are relying on your spouse's income as a basis for repayment.
  3. If you are relying on income from alimony, child support or separate maintenance, complete the Co-Applicant section to the extent possible about the person on whose payments you are relying.
  4. If you are applying for Joint Credit with another person, complete the Applicant and Co-Applicant sections.
  5. This application is for consumer loans only. If you are looking for mortgage/real estate loan applications, they are available at the credit union, or can be obtained by calling the credit union office.


Type and Amount of Credit You're Requesting*

Is this your first loan from us? Yes No
Amount/Credit Limit Requested: $
Approximate Time to Repay: How Many? Periods:
Loan Type:
Purpose of Loan:
Security Offered:
(for secured credit only)
Type of Credit: Individual Joint

  To Help Expedite Your Loan Process...

  To speed up the processing of your loan request please send the following
  information along with your loan application:

       • A copy of your latest pay stub(s).
       • If a new vehicle: a copy of a Buyer's Agreement from the dealer.
       • If a used vehicle purchased from a dealer: same as new vehicle.
       • If a used vehicle purchased from an individual or refinancing from another financial
         institution: a copy of vehicle registration or make of vehicle, model, VIN, current
         mileage
.



Payment Protection Coverage (check if desired)

Find out more about Payment Protection Insurance and why it's a better consumer value when offered through your credit union.

   Are you interested in having your loan protected? Yes No


If you answer "yes", the credit union will disclose the cost to protect your loan. The credit insurance is voluntary and does not affect your loan approval. In order for your loan to be covered, you will need to sign a separate applicaiton that explains the terms and conditions.


Tell Us About Yourself

Applicant Co-Applicant
Name:
Name:
Social Security #:
Social Security #:
Mother's Maiden Name:
Mother's Maiden Name:
Please indicate your marital status if you are applying for Joint Credit, secured credit or if you live in a community property state:
Married Separated 
Unmarried
(Single - Divorced - Widowed)
Please indicate your marital status if you are applying for Joint Credit, secured credit or if you live in a community property state:
Married Separated 
Unmarried
(Single - Divorced - Widowed)
Driver's License #:
 
State:
Driver's License #:
 
State:
Birth Date: Birth Date:
Home Phone:

Business Phone:
Home Phone:

Business Phone:
Present Address: 


Years There: Own Rent
Present Address: 


Years There: Own Rent
Reference
(Name of nearest relative not living with you):
Reference
(Name of nearest relative not living with you):
Applicant Debts Co-Applicant Debts
Mortgage/Rent owed to: 
Mortgage/Rent owed to: 
Balance (Mortgage only): Balance (Mortgage only):
Monthly Payment:
Current APR % (Mortgage only):
Monthly Payment:
Current APR % (Mortgage only):
Person Responsible for Payment: Person Responsible for Payment:
Vehicle Note owed to: Vehicle Note owed to:
Balance: Balance:
Monthly Payment:
Current APR %:
Monthly Payment:
Current APR %:
Other Debt (1): Other Debt (1):
Balance: Balance:
Monthly Payment:
Monthly Payment:
Other Debt (2): Other Debt (2):
Balance: Balance:
Monthly Payment:
Monthly Payment:
Other Debt (3): Other Debt (3):
Balance: Balance:
Monthly Payment:
Monthly Payment:
Applicant Income Co-Applicant Income
Employer: Employer:
Employer's Address:

Employer's Address:

Employer's Phone:
Employer's Phone:
Title/Position:
Title/Position:
Date of Hire:
Date of Hire:
Supervisor's Name:
Supervisor's Name:
Income: $
Net Gross
Annual Monthly
Bi-weekly Weekly
Income: $
Net Gross
Annual Monthly
Bi-weekly Weekly
Other Income: (Notice: Alimony, child support or separate maintenance income need not be revealed if you do not have it considered as a basis for repaying this obligation.)

Source:
$
Annual Monthly Hourly
Other Income: (Notice: Alimony, child support or separate maintenance income need not be revealed if you do not have it considered as a basis for repaying this obligation.)

Source:
$
Annual Monthly Hourly


Signatures:

You promise that everything you have stated in this request is correct to the best of your knowledge. If there are any important changes, you will notify us in writing immediately. You also agree to notify us of any change in your name, address or employment within a reasonable time thereafter. You authorize the credit union to obtain credit reports in connection with this request. If you request, the credit union will tell you the name and address of any credit bureau from which it received a credit report on you. You understand that it is a federal crime to willfully and deliberately provide incomplete or incorrect information on requests made to Federal Credit Unions or State Chartered Credit Unions insured by the NCUA. You understand that the credit union will rely on the information in the request and your credit report to make its decision.

X____________________________________________
  Applicant Signature and Date
X____________________________________________
  Co-Applicant Signature and Date


By submitting this loan request, you agree that the information is correct to the best of your knowledge. You also agree to notify us of any changes to your name, address or employment.

You authorize the credit union to obtain credit reports in connection with this request.


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