What’s New!Shred Day Newsletter Low Rates! Safe Deposit Boxes Credit Check-up Address Alert
COMMUNITY SERVICE PROJECT WITH SHRED-ITIt’s time to clean it out and Shred-it up! Chattanooga Federal Employees Credit Union would like to invite you to stop by the Credit Union, located at 2011 Stein Drive, Chattanooga, TN, on Saturday, April 30, 2016 between the hours of eight a.m. and noon and shred your old documents. As a service to our Members, and the Community, we are offering this service in appreciation to our members and an effort to assure your old documents are destroyed properly and help eliminate identity fraud. Shred-it will shred your documents onsite and put your mind to rest! Mark April 30th on your calendar and do a drive-by shred! Please contact the Credit Union if you have any questions 423-892-3738!
1st Quarter 2016 News & Updates Newsletter
- 91st Annual Meeting
- Shared Branching is Here!
- Instant Issue Debit/Credit Cards
- And More...
Rates … Rates … RatesWhat are all the rumors about the lowest rates in town? The Credit Union has a deal for you! The Board of Directors and Management have done the math and it’s time to get down to business! Your Credit Union has money to loan and want to share the funds with the membership by lowering the loan rates. Our loan rates are the best rates in town so check it out and start making plans to spend some money!
Home loans are included in these rate reductions so maybe its time to purchase that much needed home for your family. Cars, furniture, jewelry, boats, motorcycles, clothing, dental work, bill consolidation, you name it, you apply, and if at all possible, the Credit Union will make this the greatest year yet. Call or come by the Credit Union and our friendly Member Service Representatives will get you started. The rest is up to you!
The funds are available so call today! (Risk-based lending rules apply.) See Loan Rates
Safe Deposit Boxes are Available...Inexpensive Too!In order to accommodate our membership, we increased our number of safe deposit boxes by 36 new boxes. Some have been taken but not all are rented out as of now. The boxes range from $25.00 to $75.00 per year rental. Compared to competition this is inexpensive and convenient! So stop by or call the Credit Union to get a box rented before they are all gone.
Get Your Check-UpsYour Credit Report and You
Many people don’t realize they are victims of identity theft until long after the initial crime occurred. Identity thieves often try to hide the crimes for as long as possible so that they can access more money. To stop the crimes as soon as possible, make sure you carefully check your credit reports regularly. Your credit reports are important tools for limiting the amount of damage a thief can cause.
How to Read Your Credit Report
- Check to make sure you are aware of all accounts listed, and balances are what you expect them to be.
- Look for anything suspicious in the section that lists who has received a copy of your credit history. Some identity thieves “pretext” by posing as landlord or employer.
- Make sure no inquires have been made about loans or leases you didn’t apply for.
- Check for addresses where you have never lived.
- Check for typos in your social security number.
- If there is any incorrect information in the records, contact the credit bureau, creditor, employer, or government agency immediately. Follow up with a letter describing what actions were taken. Your protections are stronger if you report the problem quickly and in writing.